Ana Carvalho, an Executive Member of COSEC’s Board of Directors since 2019, is responsible for commercial and marketing and communication departments. She has more than 20 years of experience in banking, covering “business to business”, commercial department, private equity, and marketing. As a member of the BPI team, she launched COTEC Portugal, joined the teams of partners of IAPMEI and Turismo de Portugal, developed the National Agriculture Award, organized the first Portuguese “Private Equity” fund with European Investment Fund. As a Corporate Business Development team member, she implemented partnership strategies between BPI and COSEC regarding the placement of credit insurance in this bank. ana.carvalho@cosec.pt